Personal Loan
Apply Now

Your Loan that Makes Your Dreams
Come True is at Near East Bank

We are always at your service with a Personal Loan with a personalized payment plan to enable you to easily meet all your needs. With loan options tailored to your budget, you can cover everything you need, and with favorable interest rates and long-term personal loan for your urgent cash needs, you can make your life easier.

The Personal Loan also offers you the opportunity to save on healthcare.

We offer Affordable Health Insurance as a gift to our customers, who receive a Personal Loan of 25,000 TL and above, with inpatient treatment coverage up to 20,000 TL, and heavy cost assurance that may occur in emergencies. This insurance covers your healthcare expenses within the coverage limits both domestically with contracted and non-contracted institutions, as well as abroad.

Features of
Personal Loan

Installment Postponement
Low Interest Opportunity
Quick Approval
Apply for
Loan
15.000 TL 20.000 TL 25.000 TL

Things to know about
Personal Loan

  • Get your loan now and start paying your installments later with the option of deferring payments for up to 3 months.
  • Provide a solution to your urgent cash needs thanks to your low-interest loan opportunity.
  • Easily access your loan with a quick approval process.
  • Pay your installments without worrying with the maturity option up to 72 months.
  • Receive quality healthcare with the Affordable Health Insurance Gift.
  • Original and copy of ID card or passport
  • Residence document or an official document registered in the customer's name (such as an electricity or municipality water bill, etc.)
  • Income Document (If it is a self-owned business, company approval documents and financial data for the last 3 years will be required)
  • If deemed necessary, the above documents will also be requested from guarantors.
  • Loan can be granted without limiting it with times your salary.
  • After submitting the required documents to the Near East Bank Customer Representative and signing the documents, we will get back to you within 1 week. To benefit from this product, you can apply for it right away and easily complete your transactions. You can easily submit your applications from all our branches, through our website neareastbank.com, Internet and Mobile Banking, our Facebook page, our Call Center at 444 0 632, or our WhatsApp line at 0542 880 06 32.

Under the Consumer Loan Law (Law No. 31/2020),

  • Consumer Loan Pre-Information Form
  • Installment Loan Payment Plan
  • Consumer Declaration for Foreign Currency Loans
  • The Customer Representative gets these signed specifically for your loan request.


TL
Maturity
Filing Expenses
Interest Rate
0-12
2%
45,00%
13-24
46,00%
25-36
47,00%
37-48
48,00%
49-60
-
61-72
-


GBP/EUR/USD
Maturity
Filing Expenses
Interest Rate
0-12
2%
9,00%
13-24
9,25%
25-36
9,50%
37-48
9,75%
49-60
10,00%
61-72
10,25%
  • neareastbank.com
  • Internet and Mobile Banking
  • @neareastbank on our Facebook page
  • 444 0 632 Call Center
  • 0542 880 06 32 WhatsApp line
  • Secure the heavy costs arising from major and comprehensive disorders, diseases, accidents, etc. emergencies with Affordable Health Insurance, where you can benefit from inpatient treatment coverage up to 20,000 TL, with annual premiums starting from 175 TL.

RIGHT OF WITHDRAWAL

  • The consumer has the right to withdraw from the personal loan agreement within 14 (fourteen) days from the date of signing the agreement, without stating any reason and without paying any penalty clause. In order to exercise the right of withdrawal, the consumer must send their withdrawal request to our bank in writing via registered mail and/or through another secure medium within the specified period.

EARLY PAYMENT AND/OR INTERMEDIATE PAYMENT

  • Our bank has the right to charge compensation for potential costs directly related to the early repayment of loans in case of a request for early repayment during the first twelve months of variable interest fixed-term loans and for fixed-interest loans. However, no compensation is charged for early repayment amounts made by the consumer within every twelve-month period that do not exceed twenty (20) times of the monthly minimum wage. If the repayment amount exceeds twenty (20) times, our bank may charge compensation. The compensation our bank can charge is 1% (one percent) of the early repaid loan amount if the period between the early repayment date and the maturity date stated in the loan agreement exceeds one year. If the period does not exceed one year, the compensation is 0.5% (five per thousand) of the loan amount.

DELAY AND LEGAL CONSEQUENCES

  • In personal loan agreements, the period for which no late payment interest will be applied for installments is 15 days from the date of installment. For installments, contractual interest will be applied for the period for which no delay interest will be applied, and for the periods exceeding this, the delay interest specified on the first page will be applied. When the debt becomes due, the organization takes legal action in accordance with the provisions and conditions specified in the loan agreement.

If your needs continue this summer, your loan is at Near East Bank.
Calculate now

Calculate

If your needs continue this summer, your loan is at Near East Bank.
Calculate now

Calculate Loan

Providing Solutions to Your Needs,
Offering You Profits

Apply Now

Near East Bank is here
for all your needs