Personal Loan that
deals with your needs, providing benefits
We are always at your side with Personal Loan with a personal payment plan so that you can easily meet all your requests. You can meet everything you need with loan options suitable for your pocket, and make your life easier with suitable interest rates and long-term consumer loans for your urgent cash needs.
Personal Loan also offers you the opportunity to gain health.
We present our customers who receive a Personal Loan of 25,000 TL and above with inpatient treatment coverage of up to 20,000 TL, heavy cost assurance that may occur in case of emergency, and Affordable Health Insurance that will cover your health expenses within the scope of coverage limits with all domestic contracted and non-contracted institutions.
Features of
Personal Loan
Personal Loan is at Near East Bank
to put a smile on your face.
Things to know about
Personal Loan
Within the framework of the Consumer Loan Law (31/2020 numbered law);
TL
|
||
---|---|---|
Maturity
|
Filing Expenses
|
Interest Rate
|
0-12
|
2%
|
23,00%
|
13-24
|
23,25%
|
|
25-36
|
23,50%
|
|
37-48
|
23,75%
|
|
49-60
|
24,00%
|
|
61-72
|
24,25%
|
GBP/EUR/USD
|
||
---|---|---|
Maturity
|
Filing Expenses
|
Interest Rate
|
0-12
|
2%
|
5,75%
|
13-24
|
5,95%
|
|
25-36
|
6,15%
|
|
37-48
|
6,35%
|
|
49-60
|
6,55%
|
|
61-72
|
6,75%
|
RIGHT OF WITHDRAWAL
The consumer has the right of withdrawal within 14 (fourteen) days from the date of signing the consumer loan agreement without any justification and without penalty. The consumer is required to submit the withdrawal request to our bank in written and / or in another durable environment via registered mail within the specified period.
EARLY PAYMENT AND / OR INTERMEDIATE PAYMENT
Our bank is entitled to receive compensation for the first twelve-month period of fixed-rate loans with variable interest and in case of early payment request for fixed-rate loans, for possible costs directly related to the early repayment of the loan. However, the part of the early repayment amounts made by the consumer within every twelve month period not exceeding twenty (20) times the monthly minimum wage is not compensated. The compensation that our Bank can receive from the amounts exceeding twenty (20) times, if the period between the early repayment date and the expiry date written in the loan agreement exceeds one year, 1% (one percent) of the early repaid loan amount, if this period does not exceed one year 0.5% (five per thousand) of the loan amount.
DELAY AND LEGAL CONSEQUENCES
In consumer loan agreements, the period in which no delay interest will be applied for installments is 15 days from the date of installment. For the installments, the contractual interest is applied for the period in which no delay interest will be applied, and the default interest stated on the first page is applied for the periods exceeding this. When the debt of the organization becomes due, legal actions are taken according to the terms and conditions specified in the loan agreement.
Interested in Personal Loan ?
Calculate now.
Interested in Personal Loan ?
Calculate now.
Apply for Personal Loan and
easily fulfill all your wishes.
Near East Bank is here
for all your needs