• Get your loan now and start paying your installments later with the possibility of postponing installments for up to 3 months.
• Provide solutions to your urgent cash needs thanks to your low-interest loan.
• Access your loan easily with the fast approval process.
• Pay your installments without worrying, with a maturity option of up to 72 months.
• Get quality health care with the Affordable Health Insurance Gift.

• Original and photocopy of ID Card or Passport
• Residence document or official document registered on behalf of the customer (electricity or municipal water bill, etc.)
• Income certificate (depending on company approval documents and 3-year financial data if its own business)
• If necessary, the above documents will be requested from the guarantors.

• We deliver the required documents to the Near East Bank Customer Representative and return to you within 1 week from the moment you sign the documents. To benefit from this product, you can apply immediately and complete your transactions easily. You can easily make your applications from all our branches, on our neareastbank.com website, on the Internet and Mobile Banking, on our Facebook page, through our Call Center at 444 0 632 or from our WhatsApp line at 0542 880 06 32.

Within the framework of the Consumer Loan Law (31/2020 numbered law);

• Consumer Loan Preliminary Information Form
• Installment Loan Payment Plan
• Consumer Declaration on Foreign Currency Loans
• It is specially signed by your customer representative for your Loan Request.

• neareastbank.com
• İnternet ve Mobile Banking
• @neareastbank our Facebook page
• 444 0 632 Call Center
• 0542 880 06 32 WhatsApp line

• With the Affordable Health Insurance, where you can benefit from inpatient treatment coverage up to 20,000 TL with annual premiums starting from 175 TL, you can cover large and comprehensive illnesses, illnesses, accidents, etc. secure the heavy costs of emergencies.

RIGHT OF WITHDRAWAL

The consumer has the right of withdrawal within 14 (fourteen) days from the date of signing the consumer loan agreement without any justification and without penalty. The consumer is required to submit the withdrawal request to our bank in written and / or in another durable environment via registered mail within the specified period.

EARLY PAYMENT AND / OR INTERMEDIATE PAYMENT

Our bank is entitled to receive compensation for the first twelve-month period of fixed-rate loans with variable interest and in case of early payment request for fixed-rate loans, for possible costs directly related to the early repayment of the loan. However, the part of the early repayment amounts made by the consumer within every twelve month period not exceeding twenty (20) times the monthly minimum wage is not compensated. The compensation that our Bank can receive from the amounts exceeding twenty (20) times, if the period between the early repayment date and the expiry date written in the loan agreement exceeds one year, 1% (one percent) of the early repaid loan amount, if this period does not exceed one year 0.5% (five per thousand) of the loan amount.

DELAY AND LEGAL CONSEQUENCES

In consumer loan agreements, the period in which no delay interest will be applied for installments is 15 days from the date of installment. For the installments, the contractual interest is applied for the period in which no delay interest will be applied, and the default interest stated on the first page is applied for the periods exceeding this. When the debt of the organization becomes due, legal actions are taken according to the terms and conditions specified in the loan agreement.